Nickels, Dimes, And Quarters

By Pastor Bruce Finn


When I was a boy of around 6 or 7 years old my mother would take a nickel, dime, or a quarter from her purse and place it in my hand before going into church. “This is FOR GOD,” she would say. And I knew what to do with it. At a certain point in the worship service, as the shiny plates were being passed up and down the rows, I would take the coin my mother had given me and carefully place it in the offering plate. 

Of course, I did what I was told without really thinking much about it. I didn’t question why God needed the money. I didn’t know how God would get the money. And I didn’t understand how God would use the money once He got it. In my 6 or 7 year old mind, distracted by thoughts about baseball and the cute little girl in the pink dress, I simply took the money from my mother and gave it to God. And that was that.

Now I know a lot, lot more about giving to God through the church. I know about budgets, and building funds, and special designations and income versus expenses. I understand how we form the church budget and how we account for every penny, nickel, dime, and quarter in a very precise and professional way. But, at the end of the day, we are still giving to God in the same simple way I learned as a boy. The only thing that has changed is the value of a dollar.

As Christmas comes and a new year approaches, I want to share with you three good reasons why you should consider making a special end-of-the-year gift to God through Covenant Church.


First, your special gift will help meet a need. Quite simply, just three months in to a budget year that began in September, we have fallen behind what we need to meet our budget. The deficit is approximately $150,000 when we include payments toward principal and interest on our building loan. The need is significant. Your gift would help.


Secondly, your special gift will be used wisely and well. We have really good people who keep track of our income and expenses, both staff and volunteers who serve on our Finance Team. And they work hard to make sure that the church’s money is used in the best possible way, bringing the best possible impact for the glory of God and the spread of his kingdom. By far, the largest portion of our budget goes to support our wonderful staff, a team of talented, dedicated, and hardworking people who lead us in the execution of our mission. Beyond these, we give away at least 10% of what we receive to our missionary partners who help us extend the footprint of Covenant’s mission to the nation and the world. When you give, think about how you are literally making mortgage payments and putting food on the tables of our staff and global partners.  


And, thirdly, your special gift will greatly honor and glorify God at Christmas. Here we come full circle back to the basic idea with which I began: all giving, our giving is a gift given to God. Christmas is an occasion for special giving because Christmas reminds us of the Special Gift God has given to us. “For unto us a child is born, a son is GIVEN. And His Name shall be called Wonderful Counselor, Eternal Father, Almighty God, Prince of Peace.”

“For God so loved the world that He GAVE His only begotten Son.” The generosity of God should evoke generosity in us as we reflect on the Infinite Gift He as given to us in our Savior. Whether you give a nickel, dime, quarter or more, you should know that your gift is needed, used well, and brings glory to God at this glorious season of the year.


Thank you.